hack

#339 Why Wall Street Matters with William Cohan

JSminibrand1.png

Yes, this is still here, and it will be for a while longer to serve as a reminder that there's a new place for Jill on Money content - YouTube!  Seems like a no-brainer, but sometimes it takes a little outside help (h/t to JOM friend, Joe A!) to recognize the obvious.  So don't freak out.  Going forward, we're going to put all our radio and podcast content on YouTube! It'll be easier for you to navigate and listen to past shows, because everything will be in one place.  Just click any of the links below and you'll be able to listen to this week's show as well as anything else you see that might interest you, including all the Better Off podcast content if you haven't been listening. Let us know what you think by emailing us at askjill@jillonmoney.com.

CLICK HERE FOR LATEST SHOW ON YOUTUBE

Sept 2 Download Hour One Here

In the aftermath of Hurricane Harvey, we started the show with a quick reminder about flood insurance--and why most standard homeowners' insurance policies are not likely to cover thousands of victims of the storm.

We then spoke with Donna in New York, who had some questions about using a Roth IRA and whether or not it makes sense in her situation.  Next up may have been a first...in all the years we've been doing this I don't think we've ever had a call about a prenup.  Thanks to Stacy from Philadelphia there's a first for everything. Stacy is about to get married and she's wondering if she and her soon to be hubby need a prenup.  The interesting thing is that they're both on board with the idea.

CLICK HERE FOR LATEST SHOW ON YOUTUBE

Sept 2 Download Hour Two Here

Hour two this week is devoted to defending Wall Street.  Yes, you read that correctly.

Imagine a world without companies like Apple, or media outlets such as CBS or NBC, without all of the cars and trucks crisscrossing the country, without food provided by the farmer...that’s what would happen if Wall Street did not exist...it would all go away, according to this week’s hour two guest, writer William “Bill” Cohan.

If you’ve read some of his previous books, like "House of Cards," or “Money and Power”, you know Bill is usually not one to shy away from going after Wall Street and its shortcomings. But in an interesting twist, Bill’s recent book, "Why Wall Street Matters," is a defense of the industry that he has previously pilloried.

In our interview, Bill describes a poor decision by Elizabeth Warren as the catalyst that propelled him to write this latest book. He tells us what Wall Street has done well, like providing the necessary capital to help grow companies. The money investors provide, allows companies to invest, expand and hire, thus propelling the economy.

Don’t be mistaken: Bill knows that Wall Street and the institutions that occupy the space in Lower Manhattan are imperfect, but he believes that there is far more good than bad -- and more importantly, the consequences would be dire if the essential role the industry plays were carelessly curtailed.

Bill had one goal when writing this book: for Wall Street to become understandable to the average American. In this easy to read book, Bill succeeded. I highly recommend you pick it up.

Thanks to everyone who participated this week, especially Mark, the Best Producer/Music Curator in the World. Here's how to contact us:

  • Call 855-411-JILL and we'll schedule time to get you on the show LIVE 

Ep. 035 - Strategies for Achieving Peak Performance

I'm going to let you guys in on a little secret. I'm a total nerd when it comes to the brain and behavior. Why we choose to do the things we do or behave in certain ways has always fascinated me.

I’m going to let you guys in on a little secret.  I’m a total nerd when it comes to the brain and behavior. Why we choose to do the things we do or behave in certain ways has always fascinated me.  

So a few months ago when today’s guest, Friederike Fabritius, was in town from Germany, I jumped at the chance to interview her.  

Friederike is a leading expert in the field of Neuroleadership. In other words, she’s also a total nerd when it comes to the brain and behavior. In her recent book, The Leading Brain: Powerful Science-Based Strategies for Achieving Peak Performance, she presents simple yet powerful strategies for:

  • Achieving the highest performance
  • Sharpening focus
  • Learning and retaining information more efficiently
  • Improving complex decision-making
  • Cultivating trust and building strong teams

Throughout the book, Friederike focuses on using solid scientific findings to develop new methods and practices for leadership development.  

With Labor Day upon us and the final quarter of the year in sight, you may want to pick up this book for both you and your colleagues so you can all strive to perform at your maximum potential.  

“Better Off” is sponsored by Betterment.

Have a finance related question? Email us here or call 855-411-JILL.

We love feedback so please subscribe and leave us a rating or review in iTunes!

Connect with me at these places for all my content:

https://twitter.com/jillonmoney

https://www.facebook.com/JillonMoney

https://www.instagram.com/jillonmoney/

https://www.linkedin.com/in/jillonmoney/ 

http://www.stitcher.com/podcast/jill-... 

http://betteroffpodcast.com/

https://itunes.apple.com/us/podcast/b...

"Better Off" theme music is by Joel Goodman, www.joelgoodman.com.

#338 Hot Housing: How to Buy and Sell

JSminibrand1.png

Yes, this is still here, and it will be for a while longer to serve as a reminder that there's a new place for Jill on Money content - YouTube!  Seems like a no-brainer, but sometimes it takes a little outside help (h/t to JOM friend, Joe A!) to recognize the obvious.  So don't freak out.  Going forward, we're going to put all our radio and podcast content on YouTube! It'll be easier for you to navigate and listen to past shows, because everything will be in one place.  Just click any of the links below and you'll be able to listen to this week's show as well as anything else you see that might interest you, including all the Better Off podcast content if you haven't been listening. Let us know what you think by emailing us at askjill@jillonmoney.com.

CLICK HERE FOR LATEST SHOW ON YOUTUBE

Aug 26 Download Hour One Here

You know the deal...hour one is all about your calls and emails.  This week we started with Ray in Connecticut who had some questions about Required Minimum Distributions (RMDs) and withdrawal strategies, as he approaches retirement.  Next up was Bob from San Francisco who finds himself in the awesome position of having over a million bucks sitting in the bank after selling his business and house.  With more money than he's ever had, he was looking for the best game plan going forward.

CLICK HERE FOR LATEST SHOW ON YOUTUBE

Aug 26 Download Hour Two Here

Hour two this week is devoted to the housing market.  Prices are up, inventories are down which means the housing market is hot again. It’s not like the crazy days of 2005, but conditions are a bit frenzied. To prepare for what is likely to be the biggest asset purchase or sale you’ll make in life, we turn to Stephen Gasque, host of Real Estate Today, a weekly radio program presented by the National Association of Realtors.

One of the topics we spent some time on is the current inventory crisis (inventory has declined year-over-year for 26 consecutive months) and why it’s seemingly harder than ever for potential buyers to find and land the home they want. Why is the competition among buyers more intense than ever?

Some of the other topics we discussed:

-What are the most common mistakes people make when buying or selling? -What’s the most important step for a potential buyer? -How to successfully invest in real estate as a rental property -The future of mortgage interest deductions -Renting versus buying

If you’re planning on going to an open house this weekend, give this one a listen for some tips that could increase your odds of landing the house before you walk through the front door.

Thanks to everyone who participated this week, especially Mark, the Best Producer/Music Curator in the World. Here's how to contact us:

  • Call 855-411-JILL and we'll schedule time to get you on the show LIVE 

Ep. 034 - Stacking Benjamins: Earn, Save, and Spend Money With a Plan

I've been in the podcasting world for a few years now and one thing I've discovered is that the podcasting world really is like a small fraternity/sorority where hosts form bonds and even appear on each other's shows. We're no different. And this week we're doing it again with Joe Saul-Sehy, host of the Stacking Benjamins podcast.

I’ve been in the podcasting world for a few years now and one thing I’ve discovered is that the podcasting world really is like a small fraternity/sorority where hosts form bonds and even appear on each other’s shows. We’re no different. And this week we’re doing it again with Joe Saul-Sehy, host of the Stacking Benjamins podcast.

I’ve been a guest on Joe’s pod so I figured it was time to return the favor. Just like me, Joe has a background in finance. He was a financial advisor for 16 years and represented American Express and Ameriprise in the media. He was also the “Money Man” at Detroit television WXYZ-TV.

Once he got the bug from listening to others, Joe decided he wanted to host his own podcast and now, just four short years later, it’s his full-time job.

  • What is it about Joe’s background and approach that has resonated with listeners?
  • Why don’t people want to talk about money?
  • What has Joe excited about where we are in the financial world?

Those questions and many others made for a very fun interview. You can find out more about Joe’s show on his Twitter page.

“Better Off” is sponsored by Betterment.

Have a finance related question? Email us here or call 855-411-JILL.

We love feedback so please subscribe and leave us a rating or review in iTunes!

Connect with me at these places for all my content:

https://twitter.com/jillonmoney

https://www.facebook.com/JillonMoney

https://www.instagram.com/jillonmoney/

https://www.linkedin.com/in/jillonmoney/ 

http://www.stitcher.com/podcast/jill-... 

http://betteroffpodcast.com/

https://itunes.apple.com/us/podcast/b...

"Better Off" theme music is by Joel Goodman, www.joelgoodman.com.

#337 The Millennial Money Fix

JSminibrand1.png

Yes, this is still here, and it will be for a while longer to serve as a reminder that there's a new place for Jill on Money content - YouTube!  Seems like a no-brainer, but sometimes it takes a little outside help (h/t to JOM friend, Joe A!) to recognize the obvious.  So don't freak out.  Going forward, we're going to put all our radio and podcast content on YouTube! It'll be easier for you to navigate and listen to past shows, because everything will be in one place.  Just click any of the links below and you'll be able to listen to this week's show as well as anything else you see that might interest you, including all the Better Off podcast content if you haven't been listening. Let us know what you think by emailing us at askjill@jillonmoney.com.

CLICK HERE FOR LATEST SHOW ON YOUTUBE

Aug 19 Download Hour One Here

Another week of more great calls and emails in the first hour. We started with Brandon in San Antonio who is looking to minimize tax hits that he and his wife are facing. Next up was Andrea from New York who is on the verge of paying off her student loans and a credit card...woo hoo!!  The final call of the hour was from Cheryl in Massachusetts who has a sneaky suspicion that her advisor is charging her way too much.

CLICK HERE FOR LATEST SHOW ON YOUTUBE

Aug 19 Download Hour Two Here

Hour two this week is for all our young listeners and parents out there.  Consider it our latest effort to provide a bit of financial education to our audience.

To help us out we're chatting with Douglas Boneparth, a fellow CFP® who specializes in helping millennials manage their financial lives.

Doug and his wife Heather co-authored The Millennial Money Fix, a just-released book designed to help the powerful generation learn the reasons for their financial problems and also presents solutions to those problems.

The Millennial Money Fix examines the complex challenges facing millennials, like their lack of financial education in school and at home, the rising cost of education and the insane amount of student loan debt many face upon graduation.

But all hope is not lost for our future leaders.  Throughout the book Doug and Heather walk them through a series of steps to make sure they start out on solid financial ground.  Some examples include:

  • Identifying honest and realistic goals.
  • Selecting and paying for a college or graduate program
  • Mastering cash flow to jumpstart your life
  • Navigating the job landscape to do what you love
  • Understanding investments, insurance and workplace benefits

With college about to start, you may want to stuff a copy of this book into that backpack.

Thanks to everyone who participated this week, especially Mark, the Best Producer/Music Curator in the World. Here's how to contact us:

  • Call 855-411-JILL and we'll schedule time to get you on the show LIVE 

Ep. 033 - Why the Justice Department Fails to Prosecute Executives

It's hard to believe that we're coming up on the ninth anniversary of the financial crisis that contributed to the Great Recession. What's frustrating and mystifying is how many people, or lack thereof, actually faced the music for contributing to the debacle.

It’s hard to believe that we’re coming up on the ninth anniversary of the financial crisis that contributed to the Great Recession. What’s frustrating and mystifying is how many people, or lack thereof, actually faced the music for contributing to the debacle.

The anemic response from the Department of Justice sparked today’s guest, Pulitzer Prize winning journalist Jesse Eisinger, to write The Chickenshit Club: Why the Justice Department Fails to Prosecute Executives.

How can it be that no major bankers were charged or put in prison after the financial crisis of 2008?

The Chickenshit Club, an inside reference to those prosecutors who were too scared of failure and too daunted by legal impediments to execute the duties of their jobs, explains why. The pages span the last decade and a half of prosecutorial flops, corporate lobbying, trial losses and culture shifts that have stripped the government of the will and ability to prosecute top corporate executives.

But it wasn’t always this way. In the 1970s, it was commonplace that top corporate executives, not just seedy crooks and drug dealers, could commit crimes and actually be sent to prison.

What changed between then and now? Is it a problem that can be corrected? If so, how? The Chickenshit Club provides a clear, detailed explanation as to how our Justice Department has come to avoid, bungle, and mismanage the fight to bring white-collar criminals to justice.

“Better Off” is sponsored by Betterment.

Have a finance related question? Email us here or call 855-411-JILL.

We love feedback so please subscribe and leave us a rating or review in iTunes!

Connect with me at these places for all my content:

https://twitter.com/jillonmoney

https://www.facebook.com/JillonMoney

https://www.instagram.com/jillonmoney/

https://www.linkedin.com/in/jillonmoney/ 

http://www.stitcher.com/podcast/jill-... 

http://betteroffpodcast.com/

https://itunes.apple.com/us/podcast/b...

"Better Off" theme music is by Joel Goodman, www.joelgoodman.com.

#336 Money, Pop Culture and Technology with the 404 Guys

JSminibrand1.png

Yes, this is still here, and it will be for a while longer to serve as a reminder that there's a new place for Jill on Money content - YouTube!  Seems like a no-brainer, but sometimes it takes a little outside help (h/t to JOM friend, Joe A!) to recognize the obvious.  So don't freak out.  Going forward, we're going to put all our radio and podcast content on YouTube! It'll be easier for you to navigate and listen to past shows, because everything will be in one place.  Just click any of the links below and you'll be able to listen to this week's show as well as anything else you see that might interest you, including all the Better Off podcast content if you haven't been listening. Let us know what you think by emailing us at askjill@jillonmoney.com.

CLICK HERE FOR LATEST SHOW ON YOUTUBE

Aug 12 Download Hour One Here

We started the show with Kevin from California, who wants to know what he and his wife should do with money that they were recently gifted. We kept the action in California with Allison, who wanted to know if she made a mistake by retiring early. We finished up with Dwayne, who had a mortgage question.

CLICK HERE FOR LATEST SHOW ON YOUTUBE

Aug 12 Download Hour Two Here

Hour two saw the return of Aunt Jill or #AuntJill to those in the know!  When it comes to money and personal finance, I like to think I know a thing or two. But when it comes to technology and gadgets, I turn to experts Jeff Bakalar and Russ Frushtick. Jeff and Russ host The 404, the longest running podcast on CNET that focuses on pop-culture, tech, movies, comics, video games and more.

It’s a good arrangement: When Jeff and Russ have questions regarding their financial lives, they know who to call—and they really do, from time to time. When I need help purchasing a new phone or want to understand what lies ahead on the tech landscape, I return the favor.

The technology world changes so fast it’s almost impossible to keep up with it. Every week, there’s some new announcement—a hot app, a hopeful tech IPO, a disruptive innovation—it’s never ending. We touched on a variety of topics that we once thought we’d only see in a Hollywood movie:

  • Artificial intelligence (AI)
  • Virtual reality (VR)
  • Self-driving vehicles
  • UPS using drones to deliver packages

We also talked about current issues:

  • Uber versus the cab companies? Is the competition a good thing? Will it force the cab industry to reinvent itself?
  • Will buying an Amazon Echo cause me to become incredibly lazy? Call me old fashioned but I actually like turning on the lights myself.

I think I get points for being active on Twitter and Instagram...though I’m not sure you’ll see me wearing a virtual reality headset anytime soon. That said, give this hour a listen, especially if you’re wondering if you really need to upgrade your phone every year or two.

Thanks to everyone who participated this week, especially Mark, the Best Producer/Music Curator in the World. Here's how to contact us:

  • Call 855-411-JILL and we'll schedule time to get you on the show LIVE 

Ep. 032 - How the Best Leaders Inspire People Every Day

What is life without inspiration? To me it sounds a bit boring. Of course inspiration can come from anywhere, but because we spend the bulk of our time in the workplace, it is a natural setting to seek it out. Conversely, if you're the boss, don't you want to be seen as somebody who inspires?

What is life without inspiration?  To me it sounds a bit boring. Of course inspiration can come from anywhere, but because we spend the bulk of our time in the workplace, it is a natural setting to seek it out. Conversely, if you’re the boss, don’t you want to be seen as somebody who inspires?

It’s easier said than done, but thanks to our guest this week, executive coach Kristi Hedges, there are everyday actions that any leader can take to be an inspiring and motivating force.

In her latest book, The Inspiration Code: How the Best Leaders Energize People Every Day, Kristi shows how to become a leader who builds commitment and fosters greatness in others.

Having spent years studying exactly what inspiring leaders do differently, Kristi likes to think of inspirational people as the four Ps:

  • PRESENT: investing their full attention and letting conversations flow
  • PERSONAL: speaking genuinely, listening generously, and acknowledging the potential of those around them
  • PASSIONATE: exhibiting sincere emotion and exuding energy attuned to the situation
  • PURPOSEFUL: helping others find meaning and see their place in the bigger picture

If you think your boss might be missing one of the Ps, maybe it’s time to pull him or her aside and have a friendly chat…

For more workplace and leadership tips, you can follow Kristi on Twitter.

“Better Off” is sponsored by Betterment.

Have a finance related question? Email us here or call 855-411-JILL.

We love feedback so please subscribe and leave us a rating or review in iTunes!

Connect with me at these places for all my content:

https://twitter.com/jillonmoney

https://www.facebook.com/JillonMoney

https://www.instagram.com/jillonmoney/

https://www.linkedin.com/in/jillonmoney/ 

http://www.stitcher.com/podcast/jill-... 

http://betteroffpodcast.com/

https://itunes.apple.com/us/podcast/b...

"Better Off" theme music is by Joel Goodman, www.joelgoodman.com.

#335 Real Planning for Real Life with Neal Van Zutphen

JSminibrand1.png

Yes, this is still here, and it will be for a while longer to serve as a reminder that there's a new place for Jill on Money content - YouTube!  Seems like a no-brainer, but sometimes it takes a little outside help (h/t to JOM friend, Joe A!) to recognize the obvious.  So don't freak out.  Going forward, we're going to put all our radio and podcast content on YouTube! It'll be easier for you to navigate and listen to past shows, because everything will be in one place.  Just click any of the links below and you'll be able to listen to this week's show as well as anything else you see that might interest you, including all the Better Off podcast content if you haven't been listening. Let us know what you think by emailing us at askjill@jillonmoney.com.

CLICK HERE FOR LATEST SHOW ON YOUTUBE

Aug 5 Download Hour One Here

Hour one was full of great calls and emails. We started the action with John from Houston, who wants to protect himself from taxes come retirement time. Next up was Barry from Pennsylvania, who is preparing for early retirement and wanted to run his numbers by us to see if it's doable. The final call of the hour was from Ashley, who is searching for the best way to attack 300k in student loans.  I can still see Mark shaking his head over this call...

CLICK HERE FOR LATEST SHOW ON YOUTUBE

Aug 5 Download Hour Two Here

Hour two was another assist to my gig as the Senior CFP Board Ambassador. One of the great things about my role with the board is that I get to interview these amazing CFPs from all over the country. Today it's Neal Van Zutphen, owner and President of Intrinsic Wealth Counsel in Tempe, Arizona.

Neal and his team have created an independent, fee-only life planning and wealth counsel firm, integrating your money and your life by providing personal life planning services with an attitude of gratitude.

When it comes to planning, Neal believes that intrinsic motivations are a far more powerful force for life goal achievement than extrinsic motivations. That's why the firm specifically chose "counsel" over "management," because they believe that there are few, if any, that enjoy being “managed". Instead believing that most recognize the need and benefits of seeking counsel from a trusted advisor or friend.

Thanks to everyone who participated this week, especially Mark, the Best Producer/Music Curator in the World. Here's how to contact us:

  • Call 855-411-JILL and we'll schedule time to get you on the show LIVE 

Ep. 031 - Hot Housing: How to Buy and Sell

Prices are up, inventories are down which means the housing market is hot again. It's not like the crazy days of 2005, but conditions are a bit frenzied. To prepare for what is likely to be the biggest asset purchase or sale you'll make in life, we turn to Stephen Gasque, host of Real Estate Today, a weekly radio program presented by the National Association of Realtors.

Prices are up, inventories are down which means the housing market is hot again. It’s not like the crazy days of 2005, but conditions are a bit frenzied. To prepare for what is likely to be the biggest asset purchase or sale you’ll make in life, we turn to Stephen Gasque, host of Real Estate Today, a weekly radio program presented by the National Association of Realtors.

Whether you’re a first-time buyer or seller, Steven is full of tips to help you navigate the process.

One of the topics we spent some time on is the current inventory crisis and why it’s seemingly harder than ever for potential buyers to get the home they want. Why is the competition among buyers more intense than ever?

Some of the other topics we discussed:

  • What are the most common mistakes people make when buying or selling?
  • What’s the most important step for a potential buyer?
  • How to successfully invest in real estate as a rental property
  • The future of mortgage interest deductions
  • Renting versus buying

If you’re planning on going to an open house this weekend, give this one a listen for some tips that could increase your odds of landing the house before you walk through the front door.

“Better Off” is sponsored by Betterment.

Have a finance related question? Email us here or call 855-411-JILL.

We love feedback so please subscribe and leave us a rating or review in iTunes!

Connect with me at these places for all my content:

https://twitter.com/jillonmoney

https://www.facebook.com/JillonMoney

https://www.instagram.com/jillonmoney/

https://www.linkedin.com/in/jillonmoney/ 

http://www.stitcher.com/podcast/jill-... 

http://betteroffpodcast.com/

https://itunes.apple.com/us/podcast/b...

"Better Off" theme music is by Joel Goodman, www.joelgoodman.com.