asset allocation

The Child Tax Credit and Asset Allocation

Millions of families will receive monthly cash payments thanks to the new Child Tax Credit plan. In this episode I'll explain who qualifies and how much they'll get. Mark and I also do a little asset allocation for one of our faithful listeners.

Have a money question? Email us, ask jill [at] jill on money dot com.

Help Allocating Our Portfolio

Saving for retirement is incredibly important, but what's equally as important is knowing how your dollars are being invested.

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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

Is My Portfolio Too Risky?

When you're younger you don't spend too much time thinking about risk, but as you get older, it suddenly becomes more and more prevalent.

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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

Asset Allocation

It's funny how your attitude toward asset allocation can change as you get older and the money starts to accumulate. In some cases, it makes you wonder if you really need to be taking all that risk.

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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

Coronavirus: How to Allocate

If you're getting ready to jump into the market, especially during this whacky time, you're going to need an asset allocation plan. But fear not, there are tools to help you formulate one.

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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

My Planner Has Me in 19 Funds

When it comes to a diversified portfolio, how many funds is the optimal number? Well, it kinda depends on each case, but I'm gonna go out on a limb here and say that 19 separate funds is way too many. That's the situation facing Jennifer from Buffalo.

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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com

Proper Retirement Allocation

Butch from Alaska starts us off this week as he and his wife are wondering what their asset allocation should be as they head into their retirement years. But as you’ll hear, there appears to be a more pressing issue for Butch and his wife.

Next up was Nancy from Buffalo who wants to know if she’s financially okay enough to be able to cut back on working.

Our latest guest in hour two, Michael Ventura, entrepreneur and CEO of award-winning strategy and design practice Sub Rosa, shares how empathy, the ability to see the world through someone else’s eyes, could be what your business needs to innovate, connect, and grow.

Having built his career working with iconic brands and institutions such as General Electric, Google, Nike, and Warby Parker, Ventura offers entrepreneurs and executives a way forward with his recently released book, Applied Empathy: The New Language of Leadership.

Applied Empathy presents real strategies, based on Sub Rosa’s design work and the popular class Ventura and his team have taught at Princeton University, on how to make lasting connections and evolve your business internally as well as externally.

For leaders of all levels, this book lays the foundation to establish a diverse, inventive, and driven team that can meet the challenges of today’s ever-evolving marketplace. If you want to connect to the people you work with and for, you first have to understand them.

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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

Is My Risk Tolerance Accurate?

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Mike from Buffalo starts things off this week with a question about risk tolerance. After completing a couple questionnaires, Mike is wondering if his current asset allocation matches up with his risk tolerance.

Stay tuned in hour two for a very, very rare on-air appearance from Mark, my long-time producer! He accomplished something very big last week and I forced him to come on and discuss :)

"You don't have to turn into a corporate drone to kick ass in the working world," says our guest in hour two, Tania Katan, author of Creative Trespassing: How to Put the Spark and Joy Back into Your Work and Life.

After more than ten years of smuggling creativity into the business sector without getting busted, Katan is here to tell you that any task or pursuit can be a creative one. You just need to be willing to defy conformity and be ready to conjure imagination anywhere, at any time.

If you're feeling stuck in a dullsville job, a windowless cubicle, or an ill-fitting polyester work shirt, chin up! Katan has been there, too, and she's lived to tell the story. How? By choosing to stand out rather than fit in, to find her light, and to bask in it with all of her quirks and flaws.

Whether you're an entrepreneur seeking new ways to innovate, a newbie trying to spice up routine entry-level work, a free spirit with a rich creative life outside the office looking to bring more of that magic into your job, Katan will show you how to transform monotony into novelty and become more energized in your work and in the world.

Filled with stories of her own shenanigans, from organizing a wrestling match in the middle of an art museum to staging a corporate culture intervention via post-its, and lessons from the rule-breaking exploits of artists, change-makers, and totally legit business leaders alike, this book is an uninhibited guide to using creativity as fuel for a freer and more joyful life.

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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com

Preserving My Assets

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We start things off with Bob from Philadelphia who is concerned about preserving his assets. Having witnessed many of his colleagues struggle since the 2008 financial crisis, he wants to make sure the same doesn’t happen to him.

We then went to John from North Carolina who is trying to figure out what to do with a good chunk of extra cash now that his wife has gone back to work full-time. That’s what I like to call a good problem to have.

The email trend continues in hour two. Another good problem to have.

Have a money question? Email me here.

Please leave us a rating or review in Apple Podcasts.

Connect with me at these places for all my content:

https://www.jillonmoney.com/
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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

Prepping for Retirement

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We start the show with Linda from New Jersey who is wondering how she should be investing money once retired but still before she starts receiving Social Security. Great question!

Next up was Bob from the Bay Area with another retirement question regarding Social Security and his overall asset allocation.

In hour two we’ve got David Klein and Kelly Peeler from CommonBond, a company that positions itself as a place for simpler, smarter student loans for a brighter future.

While taking out loans for business school, co-founder David found himself asking a lot of questions: Why is the process so confusing? Why is the customer service so bad? Why are the interest rates so high? Isn’t there a better way for people to borrow for school?

Turns out he wasn’t alone as figures now show that students in the U.S. are struggling to pay down over $1.5 trillion in debt.

CommonBond was founded in 2012 to help relieve that burden, and since then have funded over $2.5 billion in better student loans. Their approach is no big secret: lower rates, simpler options, and a world class experience, all built to support you throughout your student loan journey.

Kelly and David firmly believe that student loans should be for fulfilling your dreams, not emptying your bank account. They’re helping you get there by lowering the cost of school and simplifying the process with no more stressful applications or being treated like an account number.

Have a money question? Email me here.

Please leave us a rating or review in Apple Podcasts.

Connect with me at these places for all my content:

https://www.jillonmoney.com/
https://twitter.com/jillonmoney
https://www.facebook.com/JillonMoney
https://www.instagram.com/jillonmoney/
https://www.youtube.com/c/JillSchlesinger
https://www.linkedin.com/in/jillonmoney/
https://www.stitcher.com/podcast/jill-on-money
https://apple.co/2pmVi50

"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.