reversemortgage

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#336 Money, Pop Culture and Technology with the 404 Guys

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Yes, this is still here, and it will be for a while longer to serve as a reminder that there's a new place for Jill on Money content - YouTube!  Seems like a no-brainer, but sometimes it takes a little outside help (h/t to JOM friend, Joe A!) to recognize the obvious.  So don't freak out.  Going forward, we're going to put all our radio and podcast content on YouTube! It'll be easier for you to navigate and listen to past shows, because everything will be in one place.  Just click any of the links below and you'll be able to listen to this week's show as well as anything else you see that might interest you, including all the Better Off podcast content if you haven't been listening. Let us know what you think by emailing us at askjill@jillonmoney.com.

CLICK HERE FOR LATEST SHOW ON YOUTUBE

Aug 12 Download Hour One Here

We started the show with Kevin from California, who wants to know what he and his wife should do with money that they were recently gifted. We kept the action in California with Allison, who wanted to know if she made a mistake by retiring early. We finished up with Dwayne, who had a mortgage question.

CLICK HERE FOR LATEST SHOW ON YOUTUBE

Aug 12 Download Hour Two Here

Hour two saw the return of Aunt Jill or #AuntJill to those in the know!  When it comes to money and personal finance, I like to think I know a thing or two. But when it comes to technology and gadgets, I turn to experts Jeff Bakalar and Russ Frushtick. Jeff and Russ host The 404, the longest running podcast on CNET that focuses on pop-culture, tech, movies, comics, video games and more.

It’s a good arrangement: When Jeff and Russ have questions regarding their financial lives, they know who to call—and they really do, from time to time. When I need help purchasing a new phone or want to understand what lies ahead on the tech landscape, I return the favor.

The technology world changes so fast it’s almost impossible to keep up with it. Every week, there’s some new announcement—a hot app, a hopeful tech IPO, a disruptive innovation—it’s never ending. We touched on a variety of topics that we once thought we’d only see in a Hollywood movie:

  • Artificial intelligence (AI)
  • Virtual reality (VR)
  • Self-driving vehicles
  • UPS using drones to deliver packages

We also talked about current issues:

  • Uber versus the cab companies? Is the competition a good thing? Will it force the cab industry to reinvent itself?
  • Will buying an Amazon Echo cause me to become incredibly lazy? Call me old fashioned but I actually like turning on the lights myself.

I think I get points for being active on Twitter and Instagram...though I’m not sure you’ll see me wearing a virtual reality headset anytime soon. That said, give this hour a listen, especially if you’re wondering if you really need to upgrade your phone every year or two.

Thanks to everyone who participated this week, especially Mark, the Best Producer/Music Curator in the World. Here's how to contact us:

  • Call 855-411-JILL and we'll schedule time to get you on the show LIVE 
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#335 Real Planning for Real Life with Neal Van Zutphen

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Yes, this is still here, and it will be for a while longer to serve as a reminder that there's a new place for Jill on Money content - YouTube!  Seems like a no-brainer, but sometimes it takes a little outside help (h/t to JOM friend, Joe A!) to recognize the obvious.  So don't freak out.  Going forward, we're going to put all our radio and podcast content on YouTube! It'll be easier for you to navigate and listen to past shows, because everything will be in one place.  Just click any of the links below and you'll be able to listen to this week's show as well as anything else you see that might interest you, including all the Better Off podcast content if you haven't been listening. Let us know what you think by emailing us at askjill@jillonmoney.com.

CLICK HERE FOR LATEST SHOW ON YOUTUBE

Aug 5 Download Hour One Here

Hour one was full of great calls and emails. We started the action with John from Houston, who wants to protect himself from taxes come retirement time. Next up was Barry from Pennsylvania, who is preparing for early retirement and wanted to run his numbers by us to see if it's doable. The final call of the hour was from Ashley, who is searching for the best way to attack 300k in student loans.  I can still see Mark shaking his head over this call...

CLICK HERE FOR LATEST SHOW ON YOUTUBE

Aug 5 Download Hour Two Here

Hour two was another assist to my gig as the Senior CFP Board Ambassador. One of the great things about my role with the board is that I get to interview these amazing CFPs from all over the country. Today it's Neal Van Zutphen, owner and President of Intrinsic Wealth Counsel in Tempe, Arizona.

Neal and his team have created an independent, fee-only life planning and wealth counsel firm, integrating your money and your life by providing personal life planning services with an attitude of gratitude.

When it comes to planning, Neal believes that intrinsic motivations are a far more powerful force for life goal achievement than extrinsic motivations. That's why the firm specifically chose "counsel" over "management," because they believe that there are few, if any, that enjoy being “managed". Instead believing that most recognize the need and benefits of seeking counsel from a trusted advisor or friend.

Thanks to everyone who participated this week, especially Mark, the Best Producer/Music Curator in the World. Here's how to contact us:

  • Call 855-411-JILL and we'll schedule time to get you on the show LIVE 
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#334 How to Buy a Car with Consumer Reports Auto Specialist Mike Quincy

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Yes, this is still here, and it will be for a while longer to serve as a reminder that there's a new place for Jill on Money content - YouTube!  Seems like a no-brainer, but sometimes it takes a little outside help (h/t to JOM friend, Joe A!) to recognize the obvious.  So don't freak out.  Going forward, we're going to put all our radio and podcast content on YouTube! It'll be easier for you to navigate and listen to past shows, because everything will be in one place.  Just click any of the links below and you'll be able to listen to this week's show as well as anything else you see that might interest you, including all the Better Off podcast content if you haven't been listening. Let us know what you think by emailing us at askjill@jillonmoney.com.

CLICK HERE FOR LATEST SHOW ON YOUTUBE

July 29 Download Hour One Here

We started the show with Sean from New Hampshire who wanted to know the pros and cons of having his parents cosign on student loans.  Even though the loan would only be for a few thousand dollars, you have to know the risks both parties are taking when making such a decision. After Sean the email inbox purge continued...we're making progress but still have a ways to go...please be patient!

CLICK HERE FOR LATEST SHOW ON YOUTUBE

July 29 Download Hour Two Here

If you live in a big city, it can be easy to forget what it’s like to depend on a car. Urbanites tend to walk, take the subway or bus, ride a bicycle, or hop in a cab to get virtually everywhere.

But I grew up in the suburbs and know the vast majority of you listening to this podcast have a deep, personal relationship with your car. After all, next to your home, your car is one of the biggest assets you’ll purchase in life, which is why you are likely to have a ton of questions that need to be answered.

Where does one turn to learn the best car buying tips? Maybe you have used the Consumer Reports Annual Auto Issue, but on this show, we go one better...we have Mike Quincy, Automotive Specialist at Consumer Reports, one of the pros behind all things car-related at the magazine.

Mike may have the coolest job in the world. He gets to race, I mean drive, nearly every car imaginable around a test track and then write the reviews you read -- it is the ultimate dream job for a total car geek. With almost 30 years behind the wheel, Mike has the answers to the most-frequently asked car questions:

-Buy or lease? -Sedan or SUV? -Which model has the best crash test ratings? -Do I need to buy the extended warranty? -Which manufacturers should I avoid?

We also discussed which cars are safest for young adults, the reliability of high end cars like Mercedes and BMW, what the future holds for Tesla and the current state of the legacy automakers here in the U.S.

So as you hit the road this summer and fantasize about a new set of wheels, this episode is a must-listen before you walk into that dealership.

Thanks to everyone who participated this week, especially Mark, the Best Producer/Music Curator in the World. Here's how to contact us:

  • Call 855-411-JILL and we'll schedule time to get you on the show LIVE 
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#333 Summer Travel Tips with Peter Greenberg

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Yes, this is still here, and it will be for a while longer to serve as a reminder that there's a new place for Jill on Money content - YouTube!  Seems like a no-brainer, but sometimes it takes a little outside help (h/t to JOM friend, Joe A!) to recognize the obvious.  So don't freak out.  Going forward, we're going to put all our radio and podcast content on YouTube! It'll be easier for you to navigate and listen to past shows, because everything will be in one place.  Just click any of the links below and you'll be able to listen to this week's show as well as anything else you see that might interest you, including all the Better Off podcast content if you haven't been listening. Let us know what you think by emailing us at askjill@jillonmoney.com.

CLICK HERE FOR LATEST SHOW ON YOUTUBE

July 22 Download Hour One Here

We started the show with Scott from San Francisco who asked about Social Security and withdrawal strategies for his IRA.  Some basic questions that turned into a very interesting conversation, so we kept him around for a couple segments.

After Scott we continued to purge the email inbox...we're making progress but still have a ways to go...please be patient!

CLICK HERE FOR LATEST SHOW ON YOUTUBE

July 22 Download Hour Two Here

Summertime is officially upon us which means millions of Americans will be hitting the roads and taking to the skies to enjoy their summer vacations. Whether you like long walks on the beachbeach, blaze a trail off the beaten path or explore one of the major tourist destinations, there’s a smart way to do it.  That’s where Peter Greenberg, our guest this week in hour two, enters the picture.

Peter, the Travel Editor for CBS News, has tips and suggestions to help you get the most bang for your buck as you plan and book your trip.

Where to go? Where not to go? Drive, train or fly? From South Africa to Chile to Tokyo and Thailand, as well as hidden gems here in the States, we circle the globe with Peter and provide you with useful tips to easily reach your destination, with a few bucks left in your pocket.

This one may be hard to believe, but despite all the travel related websites out there, Peter insists that even in 2017, the best thing to do is to pick up the phone and have an actual conversation with the airline or hotel.  But it’s not just a conversation for the sake of having one.  There’s a way to do it and certain questions to ask.  It’s a process.  So much so, that we did a little role playing to help guide you guys through it!

Thanks to everyone who participated this week, especially Mark, the Best Producer/Music Curator in the World. Here's how to contact us:

  • Call 855-411-JILL and we'll schedule time to get you on the show LIVE 
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#332 Making Your Money Last with Larry Stein

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JSminibrand1.png

Yes, this is still here, and it will be for a while longer to serve as a reminder that there's a new place for Jill on Money content - YouTube!  Seems like a no-brainer, but sometimes it takes a little outside help (h/t to JOM friend, Joe A!) to recognize the obvious.  So don't freak out.  Going forward, we're going to put all our radio and podcast content on YouTube! It'll be easier for you to navigate and listen to past shows, because everything will be in one place.  Just click any of the links below and you'll be able to listen to this week's show as well as anything else you see that might interest you, including all the Better Off podcast content if you haven't been listening. Let us know what you think by emailing us at askjill@jillonmoney.com.

CLICK HERE FOR LATEST SHOW ON YOUTUBE

July 15 Download Hour One Here

This weekend we started the show with a unique question from Albert in Connecticut, whose home is considered within the FEMA flood zone. Because of that designation, Albert's mortgage company requires him to carry flood insurance.  Not happy about paying $2,3o0/year for the coverage, should he pay off his mortgage and get rid of the insurance? This was a first for us on the Jill on Money show.

After Albert we spent the rest of the hour clearing out the inbox...and we barely made a dent, so expect to hear more email segments in the weeks to come.

CLICK HERE FOR LATEST SHOW ON YOUTUBE

July 15 Download Hour Two Here

In hour two I tapped into my vast pool of resources now that I'm Senior Ambassador for the CFP Board.  As you'll hear in the coming weeks, I love talking to fellow CFPs and getting their take on the state of the industry, finding out what has them jazzed and what they think the future holds for the financial services industry.

This week we're talking to CFP Board Ambassador Larry Stein. Larry is the CEO and Chief Investment Officer at Disciplined Investment Management in Illinois and he is passionate about helping retirees, pre-retirees, divorcees and widows making their money last.

As Larry sees it, it's a seven step process:

  • Plan Your Retirement
  • Create a Financial Plan
  • Determine Your Portfolio Asset Location
  • Invest with a Low-Cost Investment Strategy
  • Manage Long-Term Portfolio Risk
  • Calculate Your Portfolio Withdrawals
  • Monitor, Revisit and Update

We'll also talk to Larry about why he felt it was important to have a group dedicated to working with women who are either divorced, have lost their spouse or are professionals planning for retirement.

Thanks to everyone who participated this week, especially Mark, the Best Producer/Music Curator in the World. Here's how to contact us:

  • Call 855-411-JILL and we'll schedule time to get you on the show LIVE 
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#331 Reverse Mortgage Pros and Cons

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JSminibrand1.png

Yes, this is still here, and it will be for a while longer to serve as a reminder that there's a new place for Jill on Money content - YouTube!  Seems like a no-brainer, but sometimes it takes a little outside help (h/t to JOM friend, Joe A!) to recognize the obvious.  So don't freak out.  Going forward, we're going to put all our radio and podcast content on YouTube! It'll be easier for you to navigate and listen to past shows, because everything will be in one place.  Just click any of the links below and you'll be able to listen to this week's show as well as anything else you see that might interest you, including all the Better Off podcast content if you haven't been listening. Let us know what you think by emailing us at askjill@jillonmoney.com.

CLICK HERE FOR LATEST SHOW ON YOUTUBE

July 8 Download Hour One Here

After a weekend off to celebrate Independence Day, we're back in the saddle! We started the show with Diana in Washington who had some not so easy to answer questions about an old insurance policy she's still hanging onto.

Next up was Steve from North Carolina who wanted to chat about the pros and cons of annuities, perhaps the trickiest of insurance products.  According to Steve, the biggest con may be the person who sold it to you...definitely one of my favorite lines in the history of the show!

CLICK HERE FOR LATEST SHOW ON YOUTUBE

July 8 Download Hour Two Here

In hour two we dove into the world of reverse mortgages with Sandy Jolley.  Don't let the last name fool you. While Sandy is lovely, she's not so jolly when it comes to the home equity loan for older homeowners.  She even named her website Elder Financial Terrorism.com.  This woman means business.  

Sandy's passion about the subject started when were her parents were sold a reverse mortgage they didn't need. At the time, her father was in the last month of his life with terminal cancer and taking narcotics to manage his pain, while her mother had Alzheimer's Disease and was unable to complete a sentence.

I don't want to give away the whole story, but just know that during the entire process, Sandy's parents were never told to speak with their financial advisor nor were the advised to seek the counsel of an attorney about the consequences of a reverse mortgage to their lives.

It's an incredibly tragic story, but the experience prompted Sandy to dedicate her life to making sure others don't have to endure similar situations.

Thanks to everyone who participated this week, especially Mark, the Best Producer/Music Curator in the World. Here's how to contact us:

  • Call 855-411-JILL and we'll schedule time to get you on the show LIVE