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Two new programs aim to give consumers greater access to credit cards and mortgage refinancing. On this episode I explain how they work and who would benefit most. Plus Mark and I talk credit, automatic payments, and reselling handbags on the web.
Have a money question? Email us, ask jill [at] jill on money dot com.
Two new programs aim to give consumers greater access to credit cards and mortgage refinancing. I joined CBS This Morning to explain how they work and who would benefit most.
The company that turns your credit history into what's known as a FICO score is updating how that number is calculated. These scores are used to determine whether you can receive a new credit card, or get a home or auto loan. Jill Schlesinger joins "CBS This Morning" to discuss a new report that shows the average U.S.
The company that turns your credit history into what’s known as a FICO score is updating how that number is calculated. These scores are used to determine whether you can receive a new credit card, or get a home or auto loan. I joined CBS This Morning to discuss a new report that shows the average U.S. FICO score hit an all-time high of 703 last year.
This week on the show we’re taking you to credit score boot camp with credit guru Gerri Detweiler.
Helping consumers find reliable answers to their credit questions has been the theme of Detweiler’s work for the past 20+ years. Currently Head of Market Education for Nav, she helps individuals and business owners navigate the confusing world of consumer and small business credit.
As an expert on credit issues, she has been interviewed for more than 3,000 news interviews including The Today Show, Dateline NBC, The New York Times, USA Today and Reader's Digest. She has also testified before Congress.
Nearly two years after credit monitoring company Equifax announced that a “Cybersecurity Incident” had exposed personal information of 147 million Americans, it will pay at least $575 million, and potentially up to $700 million, to end a federal, state, and consumer claims against it.
With breaches like Equifax happening on a seemingly regular basis, it’s more important than ever to keep a close eye on your credit score.
And don’t forget to review your credit report every 12 months at AnnualCreditReport.com. If you find an error, report it immediately and stay on top of the process, as a lower score will cost you more to borrow.
Have a money question? Email me here.
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A recent creditcards.com survey found that a large majority of Americans with debt would not be willing to cut spending on either leisure travel or clothing and shoes by 50%. I joined CBS This Morning to discuss how these choices can impact your credit.
There will soon be a new way to calculate your credit score. The company behind FICO, the country's most widely used credit score, is launching the Ultra FICO Score early next year. It looks at cash accounts and banking behavior to determine if you are able to pay back a loan or credit card balance. I joined CBS This Morning to discuss what it could mean for your money.
Have a money question? Email me here.
Have a money question? Go to jillonmoney.com for all the contact info. Connect with me at these places for all my content: http://www.jillonmoney.com/ https://twitter.com/jillonmoney https://www.facebook.com/JillonMoney https://www.instagram.com/jillonmoney/ https://www.linkedin.com/in/jillonmoney/ http://www.stitcher.com/podcast/jill-on-money https://itunes.apple.com/us/podcast/better-off-jill-schlesinger/id431167790?mt=2
Have a money question? Email me here.
Have a finance related question? Go to jillonmoney.com for all the contact info. Connect with me at these places for all my content: http://www.jillonmoney.com/ https://twitter.com/jillonmoney https://www.facebook.com/JillonMoney https://www.instagram.com/jillonmoney/ https://www.linkedin.com/in/jillonmoney/ http://www.stitcher.com/podcast/jill-on-money http://betteroffpodcast.com/ https://itunes.apple.com/us/podcast/better-off-jill-schlesinger/id431167790?mt=2
Have a money question? Email me here.
We're keeping this blurb here for a while as a reminder that there's a new place for Jill on Money content - YouTube! Seems like a no-brainer, but sometimes it takes a little outside help (h/t to JOM friend, Joe A!) to recognize the obvious. So don't freak out. Going forward, we're going to put all our radio and podcast content on YouTube! It'll be easier for you to navigate and listen to past shows, because everything will be in one place. Just click any of the links below and you'll be able to listen to this week's show as well as anything else you see that might interest you, including all the Better Off podcast content if you haven't been listening. Let us know what you think by emailing us at askjill@jillonmoney.com.
CLICK HERE FOR LATEST SHOW ON YOUTUBE
June 10 Download Hour One Here
In hour one, Freddy from Houston made Jill on Money show history: for the first time, a fellow CFP called me, the Senior CFP Board Ambassador, for advice! Freddy is a great saver, so great that his wife thinks he may be going overboard, robbing them of a little fun during their pre-retirement years. Do I side with Freddy or his wife? You'll have to listen for the answer! But one thing is for sure, no matter how much you think you know or how qualified you are, it never hurts to get a second opinion. Often times a third party will see things that you don't.
CLICK HERE FOR LATEST SHOW ON YOUTUBE
June 10 Download Hour Two Here
In hour two we brought back our old pal and credit score guru John Ulzheimer. The credit score world is a rapidly changing one, and a big change is coming in July with NCAP, the National Consumer Assistance Plan, an initiative launched by the three big consumer credit reporting companies, Equifax, Experian and TransUnion. The goal of NCAP is to make credit reports more accurate and make it easier for consumers to correct errors on their reports. Bottom line: NCAP will mean that millions of people will see their credit scores improve. John also described how Vantage Score's new use of trended data could change the credit score business in the years to come.
John also helped demystify the scary topic of hacking. We've all been there...we've all had our credit card compromised at some point. If and when that happens, what steps should you take and what should you do to prevent it from happening again? Will checking your credit report on a regular basis help?
Thanks to everyone who participated this week, especially Mark, the Best Producer/Music Curator in the World. Here's how to contact us:
